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`… Life insurance proceeds, real estate, bank accounts, and other assets held in joint tenancy, tenancy by the entirety, or community property with right of survivorship.
… Property held in a living trust.
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In California, probate isn’t a particularly onerous process, and there are several legal shortcuts that let many families avoid probate court altogether after a loved one dies. How much debt do you have to be in to file Chapter 7? There is no threshold amount that you need to reach to file a bankruptcy. Some chapters of bankruptcy have debt limits, but there is no such thing as a debt minimum. That being said, you certainly can and should evaluate if filing a bankruptcy makes sense in your current situation. What is a second wife entitled to? Your second spouse typically will be able to claim one-third to one-half of the assets covered by your will, even if it says something else. Joint bank or brokerage accounts held with a child will go to that child. Your IRA will go to whomever you’ve named on the IRA’s beneficiary form, leaving your new spouse out.
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